## Interest calculation rules:

- 1.The interest accrues daily in integer days;
- 2. The interest is calculated at 16:00 (UTC+8) daily based on the current holdings and the yield;

- Fixed tenor & Customize: Calculated based on current holdings and yield rate of the corresponding product

- Fixed Yield: Average daily yields = Amount of Fixed Yield / Tenor - 3. The same rules apply if the bonus interest coupon is used.

## Interest distribution rules:

- 1. The interest is rounded down to 8 decimals, and will be distributed at 16:00 (UTC+8);
- 2. Earn interest and bonus interest are distributed together;
- 3.The interest is distributed to [Fixed Earn Assets], which is not the available balance in the Wallet and cannot be withdrawn.

### Example:

- 1. If the user successfully subscribes to 10 days-BTC Earn at 15:50, 03/25/2021 (UTC+8) (before 16:00), then:

-Interest starts accruing at 16:00, 03/25/2021 (UTC+8)

-First interest payment to [Fixed Earn Assets] at 16:00, 03/26/2021 (UTC+8); daily interest payment for the 10-day subscription from 03/26/2021 to 04/04/2021 at 16:00

-Maturity on 04/04/2021 (UCT+8) and the interest will be unlocked to the available balance at 16:00, 04/04/2021

- 2. If the user successfully subscribes to 10 days-BTC Earn at 16:30, 03/25/2021 (UTC+8) (after 16:00), then:

-Interest starts accruing at 16:00, 03/26/2021 (UTC+8)

-First interest payment to [Fixed Earn Assets] at 16:00, 03/27/2021 (UTC+8); daily interest payment for the 10-day subscription from 03/27/2021 to 04/05/2021 at 16:00

-Maturity on 04/05/2021 (UCT+8) and the interest will be unlocked to the available balance at 16:00, 04/05/2021